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Retirement Plan Services Fresno, CA

Is your business missing out on huge tax deductions? The retirement plan consultants at Kerr Payroll offer simple 401(k), profit share and pension plan solutions.

The majority of today's small to midsize workforce considers retirement plans a "must have" benefit service. Kerr Payroll Solutions in Fresno, CA can help you attract and retain the talent your company needs. 

  • Kerr Payroll Solutions offers easy to use payroll and retirement plan software interface for you and your employees.

  • Comprehensive retirement plan integration.

  • Experienced consulting support.

  • 5500 tax filing services.

  • Cross testing services.

  • Compliance support.

  • Plan documents.

  • Employee education.

  • And much more.

Considering a retirement plan?

Choosing the right type of retirement plan can be a daunting task. If you are considering a retirement plan you must first consider your business structure. Are you an LLC, S-Corp, C-Corp or Sole proprietorship? Do you want to match employee contributions? Are you trying to maximize your personal deductions as the business owner? 

 

Additional factors to consider:

  • Retirement Plan Cost

  • Investment Options

  • Type of provider (independent, insurance company, custodian)

  • Annual contribution limits

  • Retirement plan compliance

401(K) plans and investment options

A 401(k) is a qualified retirement plan for businesses of all sizes that allows for profit sharing to be added to the plan. A 401(k) allows employees to contribute a portion of their wages up to a cap and allows for employer matching contributions. 

When you implement a 401(k) you become the plan sponsor and a plan fiduciary. As a plan sponsor you have the choice to use a third party administrator like Kerr Payroll Solutions or an Investment Advisor like Kerr Wealth Management to help you create investment models for your plan participants or let the plan participants choose from a range of investment options. 

Small Business Retirement Plans

Kerr Payroll Solutions can help you determine if a 401(k) or another type of retirement plan is suitable for you. 

Other plan options include:

  • SEP IRA

  • SIMPLE IRA

  • Solo 401(k)

  • Traditional 401(k)

  • Safe Harbor 401(k)

  • Profit Share Plans

  • Defined Benefit Pension Plans

Learn more about retirement plans.

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